Physiotherapy for Treating Osteochondrosis in Seniors

Physiotherapy for Treating Osteochondrosis in Seniors

Osteochondrosis is a degenerative disorder that damages the cartilage of the intervertebral discs and changes the vertebral structure in the patient. This is the most common chronic disease that occurs in 95% of patients over the age of 60. Osteochondrosis in the elderly can cause damage to the cervical, lumbar and thoracic spine. Physiotherapy techniques are widely used to alleviate the condition of the sufferer. They impact directly on the affected area of the spinal column, which accelerates recovery and reduce the load on the body. Some of the treatment procedures that can be undertaken are listed below:

Exposure to ultrasound. The technique is based on the effect of ultrasound radiation on the spinal tissue, which contributes to the speedy recovery, and increases the effectiveness of medical treatment; Electrophysiotherapeutic methods: These includes DDT, SMT, and electrophoresis; Magnetotherapy. The method leads to the acceleration of metabolic processes in the body, and contributes to the restoration of connective tissue elements; Laser therapy. It helps in eliminating the inflammatory process; Shock wave therapy. The technique involves the impact of acoustic waves to effectively eliminate pain and edema.

Experts recommend doing special medical gymnastics, and swimming to strengthen the muscular corset, reduce the load on the spinal column, and enhance blood flow in the body. Besides, these exercises can also increase the elasticity of the muscles as well as ligaments. Of great importance in the treatment of osteochondrosis is a balanced and rational diet. Diet therapy allows not only to increase the effectiveness of drug treatment but also to reduce the negative impact on the spine. It is necessary to exclude fatty, fried, smoked dishes, and pastries from your diet. Plus, it is important to monitor the daily fluid intake.

It is necessary to strictly follow all the recommendations of the doctor in order to minimize the painful sensations and maintain the mobility of the spine. It is also important to regularly engage in physical therapy, & follow the principles of proper nutrition. It must be remembered that only timely therapy under the supervision of a physician can prevent the development of complications of osteochondrosis, in addition to preserving the healthy functioning of the spine. Medigap for older folks: Seniors who are 65 & above can use AARP Medicare supplement Plans 2019 which cover expenditures like copay.

Osteoporosis in Senior Citizens

Osteoporosis in Senior Citizens

Do you know that the older a person is, the higher is their chance to suffer a fracture even from the slightest impact? And not always the case can end with a broken forearm or hand. Sometimes osteoporosis can be a primary cause of such fragility of bones in older people.

Osteoporosis is a chronic process, mainly caused by insufficient calcium intake in bone tissue. It leads to the change in the structure of the bones to an extent where they tend to easily break with the slightest of injuries.

Who is at risk?

The change in the structure of bones, the appearance of their porosity in most women begins at the age of 45 when the first signs of menopause appear. In men, these processes start a little later.

Women with lower levels of bone mass: Since after 45, women begin to lose about 1 kg of bone tissue per year, it is obvious that the “reserves” of such women run out faster;

women who smoke: Due to smoking, estrogen reserves in the body are depleted. In women, estrogen plays a key role in protecting the bones from destruction;

women and men who abuse alcohol: Alcohol prevents the absorption of vitamin D, which is responsible, in turn, for the absorption of calcium from food into the blood. This is how calcium reaches into the bones;

people who have excluded fats from their diet, especially animals: It also complicates the absorption of vitamin D and, consequently, the improvement of bone mineralization;

women living in stress: Constant nervous tension affects the working of the endocrine organs, as a result of which the ovaries begin to produce fewer estrogens;

ladies who had menopause before the age of 45;

people who are not able to receive an adequate amount of sunlight: UV rays help stimulate the production of vitamin D in the skin;

the elderly, who in their youth, in the period of active growth, received an insufficient amount of mineral substances;

those whose relatives suffered from osteoporosis;

elderly women and men who live a sedentary lifestyle;

individuals who’re suffering from diseases associated with the thyroid gland, parathyroid glands, and diabetes mellitus.

Supplemental Policy for seniors: The elderly who are over 65 & living in the USA can use Medicare supplement plan F 2019 for covering copay and deductible.

How to Choose the Best Medicare Supplemental Plan?

How to Choose the Best Medicare Supplemental Plan?

If you to shop for either a shirt or a new pair of shoes to buy, the options are not that challenging. You simply choose what you like or like most and move on to the next item you have on your list.

However, it is not so easy when it comes to finding the best Medicare supplement plan if you do not have the proper checklist. The following are 3 steps to assist you in finding the supplemental Medicare plan.

1. Which color do you prefer?

Are Medicare supplements available in color? Somehow. Here is what I mean:

If you buy a shirt on a shelf, all shirts can have the same cut and the same brand. The only distinction will be that they have different colors.

Medicare supplemental insurance is not very different. Each Medicare Supplement F plan is exactly the same as any other F plan in the Medicare supplement, in addition to the cost.

Here’s an example: If you go to the hospital with an additional Medicare F plan, the company will pay you $ 1,100 more than 100% of Social Security costs for items such as surgical exams.

If you visit any of the hospitals with an Medicare supplemental plan F from Company B, it will cover the deduction of $ 1,150 and all of all remaining costs.

The only real difference between these plans is the price. “Company A” may require a plan of $165 per month and “Company B” may charge the same $115 per month. That’s a saving of $50 a month or $600 a year. I may not know much about you, but I am of the opinion you like color much more.

2. What are your personal requirements?

If you are not faced with a health challenge, you may not have need for any plan to cover all types of health care costs, for example, with an extra F health plan or a plan J. You might be happy to have less. would do with a plan for example.

However, you must be careful in your selection. The Medigap insurance is quite convenient, so you need to buy as much coverage as possible even when you are in good health. If you subsequently lose your health, it may not be easy to change your plans because in most cases a plan will be issued because of your health.

3. Which service do you prefer?

In the past, many people had an insurance agent in their hometown, where they knew and could trust. Nowadays, most people do their shopping on the internet and examine their insurance alternatives which includes their supplementary coverage. Now, if you are like many individuals, you probably want to deal with it without too much pressure and do it in the comfort of your home.

When choosing a plan, it is imperative to compare benefits and costs to the specific needs of health care.

Your preferences and needs are an important factor in choosing a plan.

Contacting a Medigap broker for Medicare Supplement plans 2019 via on the internet can be a workable solution. An online broker can buy and help you compare all the big agencies and help you get a more favorable plan for you.

Ways To Generate Additional Income In Retirement

Ways To Generate Additional Income In Retirement

Who on earth would not want to get extra money as a senior? Even if you have a lot of money in your savings account, you still won’t resist the urge to get more money. With more money, you are less likely to encounter stress in retirement. There are many options for retirees to get more money. Here are some of the options to consider.

  1. Start a business

May be you had been having the dream of starting g your own business even before retirement but you did not manage to do so. Now is the time to live that dream. Staring your own business in retirement is a great way to fulfill your lifelong goal and to make more money as well.

  • Monetize your hobby

One good thing about retirement is that you get the time and freedom to do what you want. For many seniors 65 and older, retirement means that there is enough time to dive into hobbies which may have been previously put aside due to the tight work schedule. But besides enjoying your time doing what you love, exploring your hobbies can also be an effective way to earn more money. Whether it is gardening, baking, or crafting, you can turn almost any hobby into a good business venture. There is nothing more fulfilling as making money from a hobby.

  • Buying an annuity

In case you have no idea what an annuity is, it is simply a contract between an individual and an insurance company. By giving out specified amount of money to an insurance company, the company issues your annuity and signs an agreement to give you a certain amount of income for the rest of your life. Unfortunately, this option is not for every senior citizen because it normally attracts a huge amount of fees, and it requires an individual to have a lot of money.

  • Invest your savings in dividend stocks

Of course, it is always tempting for seniors to abandon stock and opt for bonds and other safer investments. However, holding on to dividend stocks can actually pay in retirement. Just invest your money in companies that are known to pay good dividends, and you will be able to collect your payments quarterly throughout your retirement years. You can use 2020 Medicare Supplement Plans the quarterly payments freely and enjoy yourself, or you can decide to reinvest the money into the company and get even more money.

Medicare Supplemental Insurance Benefits

Medicare Supplemental Insurance Benefits

What steps can you take to have more insurance coverage of your medical expenses if you are in a circumstance where you are only allowed by Medicare to pay for almost all of your health care needs? Medicare supplemental insurance plans and Medicare benefit plans can be used to supplement the basic Medicare plan A and B benefits, also referred to as Original Medicare plan.

These sort of plans will help you with Medicare payments and deductibles. Only Medicare Advantage plans offers coverage for prescription drugs. If you have an original Medigap and Medicare plan, you can also add a Medicare Part D, which is a controlled drug plan.

If you choose to go with Part D of Medicare or Medicare Advantage plans to provide insurance coverage for the cost of drugs, every plan does not insure all prescription medication. Before you sign a plan, make sure your medicines are insured. Additional Medicare plans have fewer restrictions for the doctors you choose.

One of the major distinctions between Medigap and Medicare Advantage plan is that you will have the liberty to choose your own doctor. Supplemental Medicare plans permits you to select any hospital or physician that recognizes Medicare. Now, Medicare Advantage supplies provide assistance through HMOs that limit the choice of physicians in a network. Although in circumstances where you are in need of urgent or emergency assistance, you are not going to be limited in any way.

If you need a specialist considered to be “out of network” for non-urgent or non-emergency, lack of insurance can hinder you from having access to essential care for your condition.

Medicare Advantage plans are not standardized

Standardizing benefits is another important difference between these two kinds of insurance. About 10 packages of services were produced due to the standardization of Medigap insurance; and each combination of plans is designated by a letter.

See, for example, Medigap plan F, most benefits and benefits will always be the same, whether Human, Blue Cross Blue Shield or not plan F, etc.

Medicare Advantage supplies are not standardized. You should ask more questions and understand the rules that apply to each plan. Many benefit plans may require you to follow different rules and pay for different drugs.

Adhering to a plan may be prohibitive in the long term.

Many senior citizens choose to seek for avenues to make better their health insurance and fix it permanently, but it is an expensive strategy. Available plans change from year to year. For example, in 2010, Medigap plan eliminated some plans and added two new packages in the low-cost premium range. If you do not have new plans when you reach the market, you may not be able to expand your insurance or reduce your premiums. Even though 2020 Medicare Supplement Plans do not interest you right now, you should consider them in the near future. Health system reform has added more incentives to these plans to improve health care. High quality service qualification plans receive government bonus as a reward.

Medicare’s Health Plans Could Cost You a Fortune

Medicare’s Health Plans Could Cost You a Fortune

Every day I see the benefits of having accurate information, as an independent broker that major in insurance for citizens and Medigap or Medicare Supplemental insurance. Taking the right kind of decision relies entirely on your knowledge and comprehension of the options before you.

Many potential clients tell me that their search for solutions resulted in lots and lots of phone calls and emails from dozens of insurance agents, which put them in a confusing and frustrating situation. This could be really painful if you just give in and miss out the opportunity to find an option that could improve your health condition and save you money.

Fact 1: Marketing companies are here to sell you information.

When you search for information on the Internet or fill out a form to win a prize, you can enter your personal information on a shortcut page. They sell their information to different agents who contact them to provide them with the name and contact information of people needing information on Medigap and Medicare supplemental plans. This is where the information overload begins!

You can avoid this by always making sure to be on a website with legitimate and authorized brokers. There should be a free phone number for you and an email address to contact them.

If you are being asked to type in your personal data to get an offer, chances are, you could be on the wrong site.

Fact 2: Even though your Medigap cost – the Medicare Supplement plan may be different for different companies, however, the benefits are the same.

There are currently 10 standard additional Medicare plans, including A, B, C, D, F, G, K, L, M, and N. The benefits of each of these plans are approved by the Center for Medicare and Medicaid Services (CMS). All insurance companies that offer complementary Medicare insurance plans must comply with the approved benefits of the plans they offer.

Although the benefits in each of the different plans are the same, regardless of the company offering the plan, there are large differences in the prices of the plans from one company to another.

By knowing this and taking the time to compare prices, you can save 30% or more on Medicare supplemental plans. In a matter of minutes, you can really save a lot of money.

Fact 3: You are not included in your Medigap or Medicare Supplement until you open the registration.

Medicare supplemental plans are not subject to the annual production cut-off dates and you can change them at any time of the year.

With this in mind, you can compare plan options at any time and switch to another plan or company. If you discover that you can get the same plan from another company at a better price, you can immediately change and start saving.

Fact 4: You are included in your Part D plan until registration is open. Part D (PDP) drug insurance policies are plans approved by 2020 Medicare advantage comparison and sold by private insurance companies.

How Is Medigap Responding to Medicare Cost Reduction?

How Is Medigap Responding to Medicare Cost Reduction?

If you are pessimistic that there is no hope of reducing the cost of health care, you need to do a re-think. A new bidding system has been put in place to reduce the waste in Medicare and the resolve to help seniors for many years.

This decision will reduce the cost of common medical equipment and supplies to a level that will help seniors get the care they need to remain in the comfort of their residence, such as wheelchairs, diabetic supplies, and equipment for oxygen. According to several government reports, a paid system, used by Medicare, is often exposed to fraud.

Can Medicare Reduce Third Party Spending at National Level?

A brand new nationwide supply system many believed will lower the cost of Medicare by an average of 32%. It is also expected that the average economy in places like Florida will be much higher. The accrued savings can be helpful for taxpayers and senior citizens.

Here’s an example of reduction in cost: The cost of an oxygen equipment in Florida is around $ 173.17 a month. This could fall to about $112 per month. Early the following year, 9 Florida recreation areas must participate in the new system. Although this system is spreading across the country, it is estimated that it will save about $ 17 billion in ten years, according to Jonathan Blum, Medicare deputy administrator.

Will additional Medicare plans change?

These and similar savings took off in 2011, with the exception of efforts to close the new supply system. The US representative at the time, Kendrick Meek, tried to end the new system, but without much success.

With such drastic cuts in the cost of medical equipment and consumables, the Medicare supplement business may be forced by the public and the government to either lower premiums or extend the benefits of the plan. If Medicare supplement coverage spends less, why not transfer at least part of the savings to senior citizens?

This already required a variety of medical equipment and devices, as well as contracts for service centers for Medicaid and Medicare. The last conclusion was done in September, so it took a while to know whether the new system will lower cost or improve the rewards of Medicare supplemental plan.

In addition, it is possible that uncompromised companies can lobby Congress to obstruct the system. This seems to be a long story with Medicare already empty. This unprecedented bidding system, the new health care reform and the aging of the American population over the next few years will have repercussions on Medicare supplement insurance. One way to stay that way and ensure you have extended coverage and/or less costs is to ask for an annual review of these plans.

In the long run, it’s worth taking a look while your health facilitates plan change. It is almost impossible to go to different levels if your health condition worsens. Do a comparison of new plans when they arrive on the market regularly and you are more likely to find better values ​​and save more in your hard-earned retirement savings.

Have You Prepared For The Open Registration Of Medicare In 2012/2013?

Have You Prepared For The Open Registration Of Medicare In 2012/2013?

The first thing to do is to assess your health needs. Review your current medication prescriptions and how often you consult your health care professionals. Have you received a notification from your plan provider regarding changes to your plan? Make a list of your current medical needs and all that has changed since you last registered with your Medicare plan.

Even if you want to keep your current coverage, it may be time to change your plan, as a similar plan could offer additional benefits or reduce costs. With private insurers in the health insurance industry, premiums, premiums and highly competitive plans are constantly evolving and benefiting consumers.

Compare your list of other Medicare plans available in your locality by reviewing carefully all the costs and benefits. Make sure you compare not only the monthly costs, but also consider all your expenditures, including every cash payments, deductibles and co-insurance! You can start your search on the website or contact a specialized Medicare insurance broker.

If you select a Medicare specialist, it is better to look for an individual who does not depend on a given health insurance agency so that they can offer you the full range of plans available. These advisors may also be more motivated to find the plan that suits you best, while an insurance agent will try to force you to one of two or three plans that he has on sale.

While it’s actually a good idea to seek advice from your friends and family, remember that your medical requirements are particular to you and that a perfect health care plan for your friend may not meet your needs.

To make the right decision, you must also know the differences between Medicare Supplement Insurance and Medicare Advantage. There is no single size that fits all. For some people, for instance, those who do not consult their doctor often, Medicare Advantage plans may be more effective, while for others, especially for older people in rural areas with a limited amount of providers of health care. A Medicare supplemental plan with a larger selection of doctors may be better – even if it may cost a little extra.

Here, you can save cash by scrutinizing all currently available plans and comparing them to your current medical needs. The variety of BCBS Medicare Advantage Plans 2019 diets makes selection more complex. However, if you intend to locate the best Medicare policy for your particular requirements in 2013, you can compare the offer of the plan and the benefits during the Medicare 2013 open enrollment period.

Finally, you should note two changes to the Medicare enrollment for the year:

1- Medicare enrollment starts earlier and ends earlier. Starting October 15, eligible participants can join or change a current Medicare policy. Meanwhile, you can only sign up until December 7 of the current year. (In the last year, the registration period lasts from mid-November to the end of the year.) 2- For some persons, there are records throughout the year. There is one important exception to this enrollment period: you can upgrade to a five-star Medicare policy at any time within the year, from December 8th to November 30, 2012.

Motor and Non-Motor Symptoms of Parkinson’s Disease in Seniors

Motor and Non-Motor Symptoms of Parkinson’s Disease in Seniors

Motor symptoms:

For a long time, motor impairments (or motor symptoms) were considered the only manifestations of Parkinson’s disease. Movement disorders first appear on one side of the body, and only after 2-5 years, both sides are affected. This asymmetrical onset is still considered one of the most accurate diagnostic signs of Parkinson’s disease.


In Bradykinesia, it becomes difficult for the elderly to plan and carry out small actions. The handwriting becomes small, the speech becomes quiet and unrecognizable. Then it becomes difficult to eat and carry out proper hygiene procedures. From the side, you can also see that the patient is not as actively waving their arms when walking as before (hypokinesia).

Stage I

As the disease progresses, speech and gait slow down, facial expressions become poor.

In the early stages, bradykinesia can be detected by special tests given below:

Test Fournier

Tapping test

As the disease develops, it becomes difficult for a person to get up, and turn around in the bed. Gait becomes shallow and shuffling. It can be difficult for a patient to step after a stop as if they are “stuck”. Later, the characteristic “petitioner posture” is formed.


In 40% of patients, they become the initial symptom of Parkinson’s disease. They are noticeable at rest and disappear when moving. Later, the tremor of the legs and chin becomes noticeable. Handshaking when trying to hold a certain posture (postural tremor) can occur many years before the disease becomes apparent.


Or stiffness of movement. Increases muscle tone. If you try to move your arms or legs over the patient, it seems as if they consciously resist these attempts. Another characteristic symptom of Parkinson’s disease is the “cogwheel phenomenon”.

Postural instability

It becomes difficult for a person to maintain balance. Often, when walking, the body continues to move forward which can provoke a fall. The patient often stumbles, and need assistance while walking.

Non-motor symptoms:

changes in cognitive functions:

the reaction rate decreases;

fatigue, it is difficult to concentrate for a long time;

“operational memory” decreases – it becomes impossible to learn something new, even, at first glance;

it becomes difficult to plan;

Inertness of thinking develops: a person makes decisions without noticing that the situation has changed and the old strategies have become inadequate;

in advanced stages, 80% of patients develop dementia.

Emotional disorders:

old interests disappear and new ones do not appear;



anxiety disorder.

Sleep disturbance:

restless legs syndrome;

apnea (respiratory arrest) in sleep;

daytime sleepiness;


nightmares, accompanied by motor activity.

Visual impairment:

difficult to navigate in the twilight;

difficult to adapt to changing lighting;

color sensitivity deteriorates;

visual illusions appear.

About Medigap program: The 2019 medicare advantage plans offer coverage options for coinsurance as well as copay for senior citizens who’re living in the US.

Medicare Supplement Plans Vs. Advantage Plans for The Elderly

Medicare Supplement Plans Vs. Advantage Plans for The Elderly

Medicare alternatives to Medicare recipients may be very confusing and puzzling. For Medicare members for the first time, the period is 3 months before the end of the third month after the 65th month of the month of 65 years. Anyone who wants to subscribe to a supplementary Medigap plan or health benefits plan can do so without worrying about medical conditions. If you attempt to register after this open enrollment period, enrollment to a Medigap plan may be refused and you may be expected to continue until the next annual registration of the prescription or plan is opened, which lasts from November 15 to November 31 each year.

Now, there are no registration requirements for the supplement, prescription or Medicare plan. However, if you choose not to subscribe to prescription drug coverage plan, if you qualify and do not have another prescription drug plan reliable, you will have to pay a penalty of 1% per month when you subscribe to the plan. In the future 1% of the penalty will be added to the cost of plan basis. Also keep in mind that the fine will be paid for the rest of your life.

The following is important for those interested in getting affordable health insurance and the most favorable health plan. If you choose to benefit from a benefit plan rather than an additional plan, you may not be able to change another plan when developing a medical condition. The only thing that gives you an additional plan is if your benefit plan is eliminated or abandoned for any reason other than what you did or if you are in the service area of ​​the plan for your current entitlement plan. Take off plan. It is important to keep in mind that the benefit plan may be costlier and that some of you could be limiting your options for Medicare insurance. It is recommended that you choose a supplement plan rather than an interest plan, if possible. Note that the RX lock is not included in the additional plans.

For the persons who are not eligible for Medigap policies, HMO policies are now accessible in many places and they now provide free alternatives. However, they are not compliant with HMO plans, if you do not have the resources, this may be the right choice. For your HMO policy, do not take restrictions and if you can leave a network of doctors and hospitals. For people above the age of 65 in Michigan who are thinking of changing their health plan, this year may be the time to return to the plan of consolidation, as many of Michigan’s special service plan rates for 2011 have been canceled. Many insurance firms subscribe to packages outside the network of hospitals or doctors in packages for HMO and PPO. Now, if this plan is removed, you may be able to return to 2019 medicare advantage plans